Best Investment Tips for Beginners Discommercified 1. Get Your House in Order Build an emergency fund (3–6 months’ living expenses) before a dime hits the market. Kill highinterest debt (credit cards, payday loans) first—paying that down is a guaranteed “return” better than almost any stock. No money for risk until your foundation is secure. 2. […]
How to Invest Tips Discommercified: The Foundations 1. Set a Real Goal and Timeline Get specific: “Save $20,000 in 5 years for a house,” “Retire at 65 with $1M,” “Fund a child’s college.” Assign a deadline for every investment goal—shortterm (1–3 years), medium (3–10), longterm (10+). Goals dictate risk. Never invest shortterm cash; keep that
Which Investment Is the Safest Discommercified: The Core List 1. U.S. Treasury Securities (Bills, Notes, Bonds) Backed by the full faith and credit of the U.S. government—default risk is functionally zero. Treasury bills (Tbills): 4, 8, 13, 26, and 52week terms, sold at a discount, pay out at face value. Treasury notes and bonds: pay
Discommercified: Advertisement Transformation Fundamentals 1. Measurement, Not Hunches Every campaign must be tracked from start to end. UTM codes, platform analytics, unique offers—know exactly where every dollar lands. Ditch CPM and “reach” obsessions. Measure clickthrough, lead cost, customer lifetime value, or direct conversion. If it can’t be tracked, it isn’t worth a dime. 2. Target
Investment Tips Discommercified: Strategy Over Hope 1. Automate Everything Possible Set regular, automated buys into retirement and investment accounts. Dollarcost average: Same day, same amount each month or paycheck. Pay yourself first—automate into savings/investing before bills and lifestyle. Routine beats timing. Don’t trust your mood; trust your calendar. 2. Diversify, but Don’t Scatter Anchor 80%+
Investment Hacks Discommercified: Set the Foundation 1. Write Down Real Goals “Retire at 60 with $1M,” “Own a rental by 35,” or “Fund college in 10 years” is specific. “Make more money” is noise. Set monthly and quarterly targets. Review them relentlessly—it’s your map. Routine beats hope; every hack builds off a written plan. 2.