Money Guide Discommercified: Spartan Principles 1. Track Every Dollar In and Out Write it all down—every income source, every spend, no exceptions. Weekly review: spending by category, leaks, and “ghost” subscriptions. Routine: small logs compound awareness; big budgets rot in neglect. 2. Automate Savings and Payments Direct deposit to savings, investments, and bills before spending […]
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Best Investment Tips for Beginners Discommercified 1. Get Your House in Order Build an emergency fund (3–6 months’ living expenses) before a dime hits the market. Kill highinterest debt (credit cards, payday loans) first—paying that down is a guaranteed “return” better than almost any stock. No money for risk until your foundation is secure. 2.
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Investment Hacks Discommercified: Set the Foundation 1. Write Down Real Goals “Retire at 60 with $1M,” “Own a rental by 35,” or “Fund college in 10 years” is specific. “Make more money” is noise. Set monthly and quarterly targets. Review them relentlessly—it’s your map. Routine beats hope; every hack builds off a written plan. 2.
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